“Sattimāni, bhikkhave, dhanāni. Katamāni satta? Saddhādhanaṁ, sīladhanaṁ, hirīdhanaṁ, ottappadhanaṁ, sutadhanaṁ, cāgadhanaṁ, paññādhanaṁ.
“There are these seven kinds of wealth. What seven? The wealth of faith, the wealth of virtue, the wealth of conscience, the wealth of fear of wrongdoing, the wealth of learning, the wealth of generosity, and the wealth of wisdom.
Katamañca, bhikkhave, saddhādhanaṁ? Idha, bhikkhave, ariyasāvako saddho hoti, saddahati tathāgatassa bodhiṁ: ‘itipi so bhagavā arahaṁ sammāsambuddho vijjācaraṇasampanno sugato lokavidū anuttaro purisadammasārathi satthā devamanussānaṁ buddho bhagavā’ti. Idaṁ vuccati, bhikkhave, saddhādhanaṁ.
And what is the wealth of faith? Here, a disciple of the Noble Ones has faith; he places faith in the Tathāgata’s awakening: ‘The Blessed One is an Arahant, a perfectly Awakened One, accomplished in true knowledge and conduct, who has reached the destination, knower of the world, an unsurpassed guide of trainable persons, a teacher of gods and humans, Buddha, Fortunate One.’ This is called the wealth of faith.
Katamañca, bhikkhave, sīladhanaṁ? Idha, bhikkhave, ariyasāvako pāṇātipātā paṭivirato hoti, adinnādānā paṭivirato hoti, kāmesumicchācārā paṭivirato hoti, musāvādā paṭivirato hoti, pisuṇāya vācāya paṭivirato hoti, pharusāya vācāya paṭivirato hoti, samphappalāpā paṭivirato hoti, surāmerayamajjapamādaṭṭhānā paṭivirato hoti. Idaṁ vuccati, bhikkhave, sīladhanaṁ.
And what is the wealth of virtue? Here, a disciple of the Noble Ones abstains from killing living beings, abstains from taking what is not given, abstains from sexual misconduct, abstains from false speech, abstains from divisive speech, abstains from harsh speech, abstains from frivolous chatter, abstains from consuming intoxicants that are the basis for negligence. This is called the wealth of virtue.
Katamañca, bhikkhave, hirīdhanaṁ? Idha, bhikkhave, ariyasāvako hirīmā hoti, hirīyati kāyaduccaritena vacīduccaritena manoduccaritena, hirīyati pāpakānaṁ akusalānaṁ dhammānaṁ samāpattiyā. Idaṁ vuccati, bhikkhave, hirīdhanaṁ.
And what is the wealth of conscience? Here, a disciple of the Noble Ones possesses a sense of right and wrong; he is ashamed of bodily misconduct, verbal misconduct, and mental misconduct, and is ashamed of encountering harmful, unwholesome states. This is called the wealth of conscience.
Katamañca, bhikkhave, ottappadhanaṁ? Idha, bhikkhave, ariyasāvako ottappī hoti, ottappati kāyaduccaritena vacīduccaritena manoduccaritena, ottappati pāpakānaṁ akusalānaṁ dhammānaṁ samāpattiyā. Idaṁ vuccati, bhikkhave, ottappadhanaṁ.
And what is the wealth of fear of wrongdoing? Here, a disciple of the Noble Ones is afraid of wrongdoing; he dreads bodily misconduct, verbal misconduct, and mental misconduct; he dreads encountering harmful, unwholesome states. This is called the wealth of fear of wrongdoing.
Katamañca, bhikkhave, sutadhanaṁ? Idha, bhikkhave, ariyasāvako bahussuto hoti sutadharo sutasannicayo. Ye te dhammā ādikalyāṇā majjhekalyāṇā pariyosānakalyāṇā sātthaṁ sabyañjanaṁ kevalaparipuṇṇaṁ parisuddhaṁ brahmacariyaṁ abhivadanti. Tathārūpāssa dhammā bahussutā honti dhātā vacasā paricitā manasānupekkhitā diṭṭhiyā suppaṭividdhā. Idaṁ vuccati, bhikkhave, sutadhanaṁ.
And what is the wealth of learning? Here, a disciple of the Noble Ones has learned much, remembers what he has learned, and consolidates what he has learned. Those teachings that are beneficial in the beginning, beneficial in the middle, and beneficial in the end, that are meaningful and well-expressed, that proclaim the perfectly complete and purified spiritual life—such teachings as these he has learned extensively, remembered, recited verbally, mentally examined, and thoroughly penetrated by view. This is called the wealth of learning.
Katamañca, bhikkhave, cāgadhanaṁ? Idha, bhikkhave, ariyasāvako vigatamalamaccherena cetasā agāraṁ ajjhāvasati muttacāgo payatapāṇi vosaggarato yācayogo dānasaṁvibhāgarato. Idaṁ vuccati, bhikkhave, cāgadhanaṁ.
And what is the wealth of generosity? Here, a disciple of the Noble Ones dwells at home with a mind free from the stain of stinginess, freely generous, open-handed, delighting in relinquishment, responsive to requests, delighting in sharing gifts. This is called the wealth of generosity.
Katamañca, bhikkhave, paññādhanaṁ? Idha, bhikkhave, ariyasāvako paññavā hoti …pe… sammā dukkhakkhayagāminiyā. Idaṁ vuccati, bhikkhave, paññādhanaṁ.
And what is the wealth of wisdom? Here, a disciple of the Noble Ones is endowed with wisdom that discerns the arising and passing away, which is noble and penetrative, leading to the complete cessation of suffering. This is called the wealth of wisdom.
Imāni kho, bhikkhave, sattadhanānīti.
These are the seven kinds of wealth.
Saddhādhanaṁ sīladhanaṁ,
hirī ottappiyaṁ dhanaṁ;
Sutadhanañca cāgo ca,
paññā ve sattamaṁ dhanaṁ.
The wealth of faith, the wealth of virtue,
the wealth of conscience and of fear of wrongdoing,
the wealth of learning and generosity,
and wisdom as the seventh wealth.
Yassa ete dhanā atthi,
itthiyā purisassa vā;
Adaliddoti taṁ āhu,
amoghaṁ tassa jīvitaṁ.
Whoever possesses these wealths,
whether a woman or a man,
is said not to be poor,
their life is truly not in vain.
Tasmā saddhañca sīlañca,
pasādaṁ dhammadassanaṁ;
Anuyuñjetha medhāvī,
saraṁ buddhāna sāsanan”ti.
Therefore, the wise should apply themselves,
to the cultivation of faith and virtue,
to clearly see the Dhamma,
recollecting the message of the Buddhas.”